HyWorth and Finary compared
Two products that track what a household owns, listed alphabetically. Each fact comes from the product's own public pages, with the date we read it.
Currencies
- Finary
Not stated on its own public pages.
- HyWorth
All 30 supported currencies, converted daily into one total in the currency you choose.
Countries' tax rules
- Finary
Not stated on its own public pages.
- HyWorth
Tax brackets in the planner (Pro).
Planning
- Finary
Simulates how your assets could evolve over 30 years (Plus).
- HyWorth
Scenarios, tax brackets and Monte Carlo simulations (Pro).
Bank connections
- Finary
Connects through Plaid (US, Canada and UK), Powens (EU) and Flanks (EU).
- HyWorth
Optional, with Pro: bank and brokerage accounts in the United States and Canada. Elsewhere you enter balances yourself, once a month.
Where data is kept
- Finary
Google Cloud, in European zones.
- HyWorth
Stored in Switzerland (Zurich), processed in the EU (Frankfurt).
Budgeting
- Finary
Tracks income and expenses automatically (Plus and Pro).
- HyWorth
Budget tracking, on the free plan.
Price
- Finary
Free plan. Lite €54.99, Plus €149.99 and Pro €349.99 a year.
- HyWorth
Free plan. Pro is CHF 300 a year; founding members pay CHF 120 a year for the first 24 months.
Where HyWorth is weaker
A fair comparison says where we fall short, too.
- Automatic bank connections cover the United States and Canada only, and come with Pro. Finary and Kubera connect to banks in Europe as well.
- There is no bank transaction feed: you can record transactions on an account by hand, but HyWorth is not built for day-to-day spending tracking. Finary (Plus and Pro) and Monarch track transactions automatically.
Who HyWorth is built for
For the family CFO with money in more than one country: track all of it, plan your life choices on it, and watch it grow.
How we compared
We read each product's own public pages and wrote down what they say. Where a product's pages do not say, the page says so; we do not guess, and we do not use reviews. We read every fact again at least every 120 days.
Spotted a fact that is out of date? Write to darius@hyworth.ai and we will check it.
See your own family's picture
HyWorth adds up every account, property and pension you have, in any of thirty currencies, converted with the rate shown. You then plan your life choices on that one number.
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