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One honest picture of everything you own

HyWorth adds up every account, property and pension you have, in any of thirty currencies, converted with the rate shown. You then plan your life choices on that one number.

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© 2026 HyWorth. All rights reserved.HyWorth is a product of Hy-Lev SA, a company in the canton of Vaud, Switzerland. Company register: CHE-147.726.731HyWorth is a financial tracking and education tool. It does not provide investment, tax, or legal advice, and is not regulated by FINMA (Switzerland), the Canadian Securities Administrators or any provincial securities regulator (Canada), the U.S. SEC, FINRA, or state securities or insurance authorities (United States), or other financial authorities. Consult a qualified, licensed advisor before making financial decisions.
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Mortgage / amortization calculator

See the full payment schedule, total interest paid, and how equity builds over time.

How to use this calculator
  1. Enter the loan amount (purchase price minus your down payment).
  2. Enter the rate quoted by your bank or broker.
  3. Compare different loan terms to see how the regular payment and the total interest change. A longer term means a smaller payment and more interest overall.
  4. Change the payment frequency to compare payments within the same loan term. This calculator does not model extra payments that shorten the term.
CHF
%

Result

Monthly payments of 2,839 CHF cost 522,020 CHF in interest over 30 years.

Payment (monthly)CHF 2,839
Total paid over loanCHF 1,022,020
Total interestCHF 522,020

Paid off in 30 years, with CHF 522,020 of interest in total

CHF, what is left to pay and what has been paid, each year

This assumes a fixed interest rate and regular payments that repay the loan by the end of the term. It does not model rate changes, or Swiss indirect amortization where the repayment builds up in a Pillar 3a account instead.