Free, with no account needed. The amounts you type stay in your browser and are never saved.
HyWorth adds up every account, property and pension you have, in any of thirty currencies, converted with the rate shown. You then plan your life choices on that one number.
Request early accessHow much do you need to retire — and when will you get there?
Enter your age to see the age when you could reach the savings target. The years needed are shown either way, and no age is assumed for you.
At these inputs, you reach 1,500,000 CHF in 21 years. The 5% yearly return after inflation and the 4% withdrawal rate are the tool's defaults, not figures you entered. The withdrawal rate is a widely cited benchmark.
FIRE number
1,500,000CHF
= CHF 60,000 ÷ 4% withdrawal rate
Progress
16.7%
Years to FIRE
21 years
Age at the target is not evaluated. Add your age above.
The 4% withdrawal rate is a rule of thumb from US historical data, not a guarantee. This estimate uses the same return every year, so it does not test how the order of good and bad market years, taxes or a long life would affect whether the money lasts. The planner tests a wider range of outcomes.